There is no uniform definition of over indebtedness. The term is sometimes associated with loans that don’t get repaid, or with loans whose repayment ties up more than 36 or 42 percent of household income, or with loans whose repayment becomes stressful for the borrower, or with clients taking loans from too many sources at once.
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Overindebdedness, what's the meaning?
The evolution of the indebdedness of french people
How can we fight against overindebtedness?