Exemple de page de The Telemarketing Sales Rule

Telemarketing Sales Rule

1. It is to illegal for a telemarketer call you if you have asked not to be called.

2. Calling times are restricted to the hours between 8 a.m. and 9 p.m.

3. Telemarketers must tell you it's a sales call, the name of the seller, and what they are selling before they make their pitch. If it's a prize promotion, they must tell you that no purchase or payment is necessary to enter or win.

4. It's illegal for telemarketers to misrepresent any information; any facts about their goods or services; earnings potential, profitability, risk, or liquidity of an investment; or the nature of a prize in a prize-promotion scheme.

5. Before you pay, telemarketers must tell you the total cost of the goods and any restrictions on getting or using them; or that a sale is final or non-refundable. In a prize promotion, they must tell you the odds of winning, that no purchase or payment is necessary to win, and any restrictions or conditions of receiving the prize.

6. It's illegal for a telemarketer to withdraw money from your checking account without your express, verifiable authorization.

7. Telemarketers cannot lie to get you to pay, no matter what method of payment you use.

8. You do not have to pay for credit repair, recovery room, or advance-fee loan/credit services until these services have been delivered.

9. It's illegal to help deceptive telemarketers if you know - or consciously avoid knowing - that they are breaking the law.

10. Your state law enforcement officers now have the power to prosecute fraudulent telemarketers who operate across state lines.

The Telemarketing Sales Rule
The Telemarketing Sales Rule requires certain disclosures and prohibits misrepresentations. It gives you the power to stop unwanted telemarketing calls and gives state law enforcement officers the authority to prosecute fraudulent telemarketers who operate across state lines.

The Rule covers most types of telemarketing calls to consumers, including calls to pitch goods, services, "sweepstakes," and prize promotion and investment opportunities. It also applies to calls consumers make in response to postcards or other materials received in the mail.

Keep this information near your telephone. It can help you determine if you’re talking with a legitimate telemarketer or a scam artist.

• Its illegal for a telemarketer to call you if you've asked not to be called. If they call back, hang up and report them to your state Attorney General.

• Calling times are restricted to the hours between 8 a.m. and 9 p.m.

• Telemarketers must tell you it's a sales call and who's doing the selling before they make their pitch. If it's a prize promotion, they must tell you that no purchase or payment is necessary to enter or win. If you're asked to pay for a prize, hang up. Free is free.

• It's illegal for telemarketers to misrepresent any information, including facts about their goods or services, earnings potential, profitability, risk or liquidity of an investment, or the nature of a prize in a prize-promotion scheme.

• Telemarketers must tell you the total cost of the products or services offered and any restrictions on getting or using them, or that a sale is final or non-refundable, before you pay. In a prize promotion, they must tell you the odds of winning, that no purchase or payment is necessary to win, and any restrictions or conditions of receiving the prize.

• Its illegal for a telemarketer to withdraw money from your checking account without your express, verifiable authorization.

• Telemarketers cannot lie to get you to pay, no matter what method of payment you use.

• You do not have to pay for credit repair, recovery room, or advance-fee loan/credit services until these services have been delivered. (Credit repair companies claim that, for a fee, they can change or erase accurate negative information from your credit report. Only time can erase such information. Recovery room operators contact people who have lost money to a previous telemarketing scam and promise that, for a fee or donation to a specified charity, they will recover your lost money, or the product or prize never received from a telemarketer. Advance-fee loans are offered by companies who claim they can guarantee you a loan for a fee paid in advance. The fee may range from $100 to several hundred dollars.)

• If you have the slightest doubt about a telephone offer, wait until you can get information in writing and check it out!